AEPS – Aadhaar Enabled Payment Services

Digital Pay has integrated with all the available banks to enable cash withdrawal and other AEPS services for all its partners.

Become a Retailer and Earn upto Rs.1 Lakh per month.

Sign Up

AEPS Services in Digital Pay

Customers can visit their nearest Digital Pay AEPS agent and do all these transactions using only their Aadhaar Number and Biometric Authentication.

Balance Inquiry:

AEPS Agent can check the balance of the customer simply in less than a minute by using Digital Pay portal or mobile application. We have the best mobile App to do AEPS.

Aadhaar ATM:

Instead of searching for an ATM, AEPS Agents of Digital Pay can convert their own store into an ATM using this service. Customers can withdraw money using their Aadhaar Number and finger print.

Mini statement:

Checking the mini statement of a customer has never been simpler. AEPS Agent will also get a commission every time he checks the mini statement of the customer via AEPS.

What is AEPS?

Aadhaar Enabled Payment Service or AEPS, is an Aadhaar based payment solution which empowers bank users to carry out financial transactions (without any debit card/credit card/ cheque book) using only their Aadhaar card, registered with their bank account, and biometric authentication. AEPS agents and distributors can provide basic banking services to their customers such as cash withdrawal, balance inquiry and obtaining a mini statement. It is an initiative by NPCI (National Payments Corporation of India) to support unbanked and underbanked sections of India.

At Digital Pay, we not only add the AEPS Agent or AEPS Distributor to our network, but also take steps to guide them in earning more. Anyone can join our network with a simple AEPS Agent registration form that needs to be filled.

How does it work?

Once the AEPS Agent registration is done, your Digital Pay AEPS Agent login id will be generated. The process of AEPS is very simple.

  • The AEPS Agent connects and installs a biometric device to their Computer or Smart phone.
  • Agent inputs the Customer Aadhaar number and the bank name.
  • Agent selects the transaction type: Cash withdrawal or Balance Inquiry.
  • The customer then inputs their thumb print (same as per Aadhaar) to authenticate the transaction.
  • The customer’s account is debited and merchant’s Digital Pay wallet account is credited real time along with additional commission amount.
  • The AEPS Agent then receives a transaction receipt and customer receives an SMS confirmation from bank.

Top Features

  • Real Time Transaction Settlement along with commission
  • Safe & Secure system.
  • No need to carry a Debit or Credit card, Only the Aadhaar number and fingerprint authentication required.
  • Easily withdraw money, avoid long queues at the bank or ATM.
  • Quick process, doesn't take more than a minute to complete a transaction.