Zero Balance Savings Account

Now open zero balance savings accounts for your customers and earn commission on every new account!

Become a Retailer and Earn upto Rs.1 Lakh per month.

Insant Activation

You can open savings accounts for your customers instantly through Aadhaar based EKYC of the customer.

Paper Less

Fully technology driven automated process, no need to take printout of the form, fill and upload or sent it anywhere.

Web & App

Now you can open accounts on the go as the service is available in both the platforms – Web and Android application.

Key Features for Customers

Zero Balance Account

No requirement to maintain any Average Monthly Balance. No amount is blocked in this account.

Earn Up To 5% Interest*

Earn an interest up to 5% per annum paid quarterly on balance maintained in the account.

Free Virtual Debit Card

Choose your free virtual debit card from RuPay or VISA for online shopping. You can also request a physical debit card.

Instant Account Activation

Activate your account instantly with our 100% digital, safe and secure account opening process with biometric EKYC.

Banking On Mobile - 24/7

Enjoy banking anytime, anywhere from your smartphone with NSDL Jiffy App., without going to the bank branch.

Free NEFT Fund Transfers

NEFT transactions to other bank accounts are free, customer has to pay 0 service charge on such transactions.